Student Health Insurance

Student Health Insurance

The University of Richmond is deeply committed to the health and well-being of our students.  As part of this commitment, we require enrolled undergraduate and law students to be protected with full health insurance coverage.  The Student Health Insurance Plan (SHIP) ensures that students have access to comprehensive health insurance and health care while attending the University. 

All enrolled domestic students are required to enroll in or to waive coverage by demonstrating they have insurance that meets the University's requirements. 

International students are required to participate in the University's SHIP and are automatically enrolled in the plan each semester. 

The Student Health Center and Counseling and Psychological Services offices remain ready and available to provide on-campus care.  However, students may require off-campus care for hospitalizations, surgery, specialty, or long-term care.

The SHIP is underwritten by United Healthcare Student Resources, an organization dedicated to providing year-round health insurance products to college and university students nationwide. 

If you have questions about the UR SHIP, contact insurance administrator, Tim Cummons with RCM&D, at U.Richmond@rcmd.com or 1-800-346-4075, ext. 1452.

Enrollment/Waiver Deadlines

September 15, 2023 - Annual enrollment deadline

February 28, 2024 - Spring/Summer enrollment deadline for new and transfer students

You may enroll in the Student Health Insurance Plan at other times during the year if you experience a Qualifying Life Event.

Visit www.rcmdstudentbenefits.com to enroll in the SHIP or waive out if you already have personal health care coverage.